Yes! You can count on it. Not only will the other guy’s insurance company, but so will your insurance company. That includes your own auto insurance company, or your employer’s workers compensation insurance company if you are pursuing a work injury case. It is absolutely crucial that you tell your doctor and your lawyer the truth about your activities. If you can carry the trash to the curb, but can’t return to work, explain that to your doctor and explain why so that information gets into your medical chart. You don’t want a DVD showing up late in the case showing all the things you were able to do and none of that mentioned in your doctor’s notes.
Insurance companies may advertise that they are there to protect you and to help you. But, insurance companies are profit making ventures. Maybe you’ve seen the Progressive television commercial depicting a Progressive insured going into a Progressive store (they do not exist because Progressive sells its coverage online) gleefully surprised that his insurance company is quickly paying for the damage to his car after an accident and also providing its insured a rental car. “It’s all part of the price” the Progressive employee says. No kidding! That’s what you pay for when you buy insurance coverage. We don’t mean to single out Progressive. State Farm is not always there for their insureds, let alone if you are not their insured, despite their ad that says “State Farm is there.” State Farm can make it extremely difficult on you if you have an auto claim. And if you’re insured by Allstate you are not necessarily in good hands.