You may have heard that it is easy to settle a personal injury case “for a lot of money.” The reality is that insurance companies scrutinize everything about you and your case, including:
- Liability (how the accident happened)
- Wage Loss
- Prior Accidents
- Prior Injuries
- Prior Medical Conditions
- Prior Insurance Claims
At Carpey Law, we know what insurance companies look for and we present your case in a way most beneficial in maximizing your settlement. We prepare for trial from day one. Here are the best practices to follow and for you to be aware of:
1. Understand the Evidence Needed to Prove and Win Your Case
Photographs, property damage estimates, police reports and witness statements are the kinds of tools needed to prove how the accident happened. The medical records prove your injuries as does proof of wage loss.
2. Recognize that Your Case Will Take Time to Resolve Successfully
In Pennsylvania, you have two years from the date of accident to file a lawsuit. Some cases settle before then. Some cases have to be put in suit. If that happens, your case is “docketed” in the court system, and will come up for trial depending on the court’s docket (or calendar). That means it could be anywhere from 1-3 years from the time suit is filed (not from the date of the accident) until your case goes to trial.
3. Be Diligent in Your Medical Care
Waiting too long to seek medical treatment, stopping your medical care before you’ve been discharged by your doctor, and not following your doctor’s instructions are all reasons that insurance companies will use to limit the amount they pay you in compensation for your injuries.