Insurance agents don’t do a very good job of explaining to you the right type of insurance to buy. Take for instance car insurance; did your insurance agent explain to you the difference between full tort and limited tort? Did he (or she) explain why you need uninsured motorist coverage (UM) and uninsured motorist coverage (UIM)? UM and UIM are very inexpensive for you, yet not a good deal for your insurance company. That’s why your agent didn’t push that coverage on you.
Did you know that your health insurance company is, in many cases, going to seek to be reimbursed for what they paid for your medical bills? Having the right amount of Personal Injury Protection, also known as PIP, (medical coverage on your auto policy), UM and UIM will protect you and your family if your health insurance company seeks reimbursement at the end of your car accident case.
Insurance policies are complicated. So are the laws that govern those policies. As a Philadelphia lawyer, we use our skill and experience to expeditiously resolve our clients’ insurance claim cases. Don’t wait for your insurance company to help you with your claim.