If you were recently involved in an accident, don’t make another decision without reading these 6 tips. This is information that people generally don’t know or think about in the wake of their car accidents.
See a doctor as soon as you can
Some drivers and vehicle occupants are reluctant to get medical care following an accident. Don’t be like these people. However, typically the best course of action is to make sure that you are ok medically and that you do not suffer down the line from any delayed symptoms of your injuries.
Don’t blindly trust insurance adjusters
Adjusters, no matter what they tell you, will not always have your best interests in mind. They are looking out for their employer, the insurance company, first and foremost. Also be aware of the common approaches utilized by insurance companies to avoid paying you, disputing the hospital treatment you received, or simply delaying your claim.
Your case is kaput the second you sign a release form and cash the check from your insurer
Have your injuries fully evaluated and speak with an attorney before you sign the release and accept the insurance company’s money. After you do these things, there’s no going back. If your injuries worsen, you cannot recover more money.
You can still recover money even if the other driver wasn’t insured
Of course, you’ll need to have purchased sufficient amounts of “uninsured motorist coverage”. With this coverage, you still get paid when an uninsured driver hits your car. Read more about this coverage from our website.
There is a short window for filing a claim
Don’t sit and deliberate over filing your claim for too long — the statute of limitations looms over your decision. To find out more about the statute of limitations for your personal injury claim, call and speak with an attorney. In Pennsylvania the statute of limitations is two years from the date of the accident to file a lawsuit, and short if the claim is against a Commonwealth of Pennsylvania agency, the state of Pennsylvania or any Pennsylvania municipality.
You don’t have to hire an attorney.
Sometimes you can handle the situation yourself. However, there are times when an attorney should be contacted:
Your injuries were serious
There is disagreement over who was at-fault
You are confused about how to proceed
If any of these apply, simply call and talk to a lawyer. He or she can shed some light on your dilemma.
If you would like to learn more about the personal injury case process, see these related articles on our website.