How Does My Motorcycle Insurance Affect My Claim?

In Pennsylvania, no motorcycle rider can be subject to the limited tort threshold. This means that if you are injured while riding your motorcycle, no restriction is placed on your ability to bring a claim for money damages that you can receive for pain and suffering. You will nonetheless be restricted in the amount you can claim dependent on the insurance coverage the at-fault defendant carried on his or her insurance policy, and whether you purchased uninsured and underinsured motorist coverage in sufficient amounts to protect you. Uninsured motorist coverage and underinsured motorist coverage protects the rider in the event that they are injured by a person who doesn’t have enough – or any – insurance to cover the claim. Riders should always add medical expense coverage to their motorcycle policies as well.

Is it Mandatory to Wear Motorcycle Helmets in Pennsylvania?

Clients often ask this question, especially after being involved in some sort of motorcycle accident. Here are the facts. Under Pennsylvania’s helmet law (75 Pa. C.S.A. Section 3525), riders are not required to wear helmets if they are over 21 years of age and have completed the state’s motorcycle safety course. However, even though helmets are not mandatory for all riders, the risk of getting into an accident is the same for everyone. The Pennsylvania Department of Transportation reports that one out of every five motorcycle crashes result in head or neck injuries, and that riders wearing helmets are 50 percent less likely to be seriously injured in a crash than those not wearing helmets. This makes use of a helmet vital. And even though helmet use might be optional for some, all riders are required by Pennsylvania state law to wear eye protection while operating a motorcycle. Use of … Continue reading

Chicago Mayor’s Tragedy a Prime Example of Product Liability Claim and Workers Compensation

For many young people, Chicago Mayor Rahm Emanuel is a motivational model for drive and dedication that leads to great personal accomplishment. This is evident in his extensive resume as a former Congressman, senior advisor to President Clinton and Chief of Staff to President Obama among many other achievements. What is lesser known is how an injury as a young adult changed the direction of his life forever while also representing an example of premises liability. These injuries can be caused by design defect. Then 17-year-old Rahm Emanuel had  such a case when he lost half of his finger due to an infection after cutting his finger cutting meat at a Arby’s fast food restaurant while using a meat slicer. In the case of Mayor Rahm Emanuel, it provided the impetus for his drive throughout life, which brought him success in the arts, finance, and politics. In a recent segment … Continue reading

If You Are the Victim of a Minor Vehicle Crash, Chances Are You Won’t Feel Like Your Car Insurance Company Is Treating You Like a Good Neighbor

Car accidents are expensive. In 2012, the average auto liability claim for property damage was $3,073 and for bodily injury was $14,653. These are only averages, however, and all claims are different depending on the degree of damage and injury.  Additionally the Centers for Disease Control and Prevention has stated that the cost of medical care and productivity losses associated with car accidents is over $99 billion a year. If you are in a minor-impact crash will your car insurance company pay for your medical bills, lost wages, and other damages? Will the other guy’s insurance company fairly pay you for your injuries. Even if the accident was not your fault, the answer most likely is no. This article discusses some of the computerized tools the insurance industry utilizes to minimize payment of your legitimate claims. Minor-impact crashes are accidents categorized by insurance companies where the damage to the vehicle … Continue reading

Analyzing The Potential For Third-Party Litigation Funding

The Wall Street Journal recently published an article entitled “Hedge Fund’s $100 Million Bet: Iran Will Pay for Terrorist Attack.” As the title suggests, the article discusses how a hedge fund is funding a federal court lawsuit, which is attempting to collect money against the government of Iran for a terrorist attack that occurred years ago. This story is just one example of third-party litigation funding, which is quickly becoming one of the most rapidly growing trends in the civil justice system. Third-party litigation funding is the practice of an investment firm ( perhaps  a hedge fund) providing money to one or more of the parties in order to fund the cost of litigation. The transaction is established so that the investment firm is not involved in the legal aspects of the case.Ultimately, if the case is won in court or settled then the investor is repaid the amount invested … Continue reading

Litigation Funding

Stuart Carpey and Michael Swanson discuss litigation funding in this Google Hangout. Difference between funding for commercial entities as compared to and individual plaintiffs in personal injury cases Commercial entities have experience in all kinds of funding, so litigation funding is not unique to them Complications that can arise in litigation Discussion of hedge funds entering the world of litigation funding

Fake Reviews Have Real-World Consequences

In the first portion of this webinar with Boomtown Internet Group, Stuart discusses the consequences of promoting your business on the web through fake reviews (paying for ratings, collecting ratings from employees or relative, or rating your business multiple times through various email addresses). It may seem like a quick way to rank your business higher in local listings, but if you are caught doing it, not only will Google penalize you, but you can be fined as well. Google possesses complex algorithms that can detect patterns like those mentioned above when it comes to reviews. For example, in September the New York Attorney General’s Office set up a fake yogurt shop online and asked various “reputation enhancement” companies to write reviews for it. 19 firms were fined a total of $350,000 for writing fake reviews (aka “astroturfing”). Stuart also discusses online copyright infringement during this webinar. Read more about … Continue reading

Truck Driver Fatigue: Accidents Waiting To Happen, Accidents That Can Be Avoided

According to the U.S. Department of Transportation’s Federal Motor Carrier Safety Administration (FMCSA), more than 750 people die each year and more that 200,000 are injured because of fatigue truck drivers operating commercial truck vehicles. To cut down on these accidents, the federal government has implemented a limit on the number of consecutive hours a truck driver can work to a maximum of 14. One reason for this limit is because research shows that being awake for 18 hours is comparable to having a blood alcohol concentration of 0.08. To learn more about truck driver fatigue and for some safety tips check out our infographic below. Also, be sure to check out our article on this topic here.

The Startling Statistics of Pedestrian Accidents and Safety Tips to Help Save Lives

On average a pedestrian is killed every two hours and injured every eight minutes in traffic crashes. A number of factors contribute to these high fatality rates including the time of day, weather conditions, and use of alcohol and drugs. A number of governmental agencies are taking initiatives to help educate the public on the causes of these accidents in order to help save lives in the future. To get the facts on pedestrian accidents and safety tips for pedestrians and drivers, check out our infographic below: